Zero balance accounts News
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IDFC First Bank’s zero balance savings account - Pratham Savings Account comes with an interest rate of 4.00 per cent.
State Bank of India’s zero balance savings account offers an interest rate of 2.70 per cent.
Yes Bank comes with a 4.00 per cent rate of interest for its zero balance savings account.
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Finance Ministry has said that it will ascertain facts with regard to instances of bankers depositing small amounts in the Jan Dhan accounts to reduce the number of zero balance accounts.
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Top lender State Bank of India has said it has seen a steady decline in the number of zero balance accounts opened under the financial inclusion drive and their count is now below 46 percent.
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Banks have mobilised deposits worth close to Rs 21,000 crore from the accounts opened under the Pradhan Mantri Jan Dhan Yojana, the Finance Ministry said Wednesday.
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