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Bank FD rates News

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Bank FD Rates 2025: Many government-owned banks in India have recently raised their fixed deposit (FD) interest rates, presenting a great opportunity for low-risk investors to secure better returns.  
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Bank fixed deposits (FDs) are still a popular investment option, not only among retirees looking for a steady stream of income, but also among risk-averse investors. Over-exposure to FDs, on the other hand, is not a good thing, and you should evaluate your asset allocation and goals before deciding how much money to put in them.
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RBI increased repo rates for two financial quarters. PNB hiked interest rate on FDs below Rs 2 crore. The new rule came into effect on September 13.
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Over-exposure to FDs is not a good thing. One should always compare the interest rates on offer before deciding on an FD.
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Bandhan Bank, Kotak Mahindra Bank, Jana Small Finance Bank, Bank of Baroda, and ICICI Bank are among the lenders. Kotak Mahindra Bank said it has boosted fixed deposit interest rates by 30 basis points for 390 days and 35 basis points for 23 months, respectively. This comes after banks raised loan rates.
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Banks have hiked their interest rates. State Bank of India, HDFC Bank, ICICI Bank, Kotak Mahindra Bank, and Bank of Baroda raised their FD rates.






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