Paytm News

Starting 1 August 1 2025, new set of UPI rules will come into effect, changing how UPI users use the service. The new rules pertains to balance check, checking bank account links and transaction status among other major things. Here's all Paytm, PhonePe, GPay, BHIM users need to know.

- Operating revenue grew by 28 percent YoY to Rs 1,918 crore, due to increase in number of subscription merchants, higher GMV and growth in revenues from distribution of financial services - Contribution profit up 52 percent YoY to Rs 1,151 crore, with a margin of 60 percent (up 10 percentage points YoY)

Paytm, PhonePe, GPay, Bhim users must know in details regarding the UPI rule changes that are being implemented from next month.

The National Payments Corporation of India (NPCI) which manages UPI, announced in a circular dated April 26, 2025 that it is working to make UPI transactions even faster.

As per the NPCI circular, new rules regarding APIs will kick in with regards to UPI Payment. The rules will be effective from 1 August 2025.

Paytm continues to drive technology-led growth with an unwavering focus on empowering small merchants, expanding UPI innovation, and contributing to India's digital economy goals.

The DoT has Introduced "Financial Fraud Risk Indicator (FRI)" to strengthen Cyber Fraud Prevention. that enables Enhanced Intelligence sharing with Banks, UPI service providers and Financial Institutions.

Ultimate beneficiary  shall be displayed on the payer app as well as during display of transaction statement/history, NPCI  has said in a circular.

UPI Down Complaints: Several users complained about UPI service issues even as Paytm took to X and posted that the UPI service was working "smoothly".

⁠UBS notes improvement in net payment margins Continued EBITDA momentum Strong merchant loan traction despite a soft topline quarter

Achieves EBITDA before ESOP profitability in line with guidance Contribution profit increased to ₹1,071 Cr, reflecting a 12% QoQ growth, while the contribution margin improved to 56% Revenue from Financial services rose to ₹545 Cr in Q4 FY25, up 9%

Average Monthly Transacting Users (MTUs) climbed to 7.2 crore, while the merchant base for Paytm’s payment devices expanded by 8 lakh, reaching 1.24 crore by the end of March 2025.  

This Saturday, i.e. on 12th April..it may have happened to you also that you could not pay the bill after eating in the restaurant due to the UPI system crash. After travelling in a cab, you may have faced difficulties in making payment through UPI for several hours. You want to buy something but are unable to make payment through UPI. Like you, lakhs of people in the country had to face a lot of difficulties in making payment due to UPI service being down a total of three times in the last 15 days.

Downdetector shows a spike in outage reports throughout the day, with 276 complaints recorded by 7:15 PM. 

Paytm-ED Show Cause Notice: Alleged Contraventions Relates to Transactions Before Paytm's Investment in Little Internet and Nearbuy. 

Whether you're paying upfront or splitting the bill after it's been paid, this feature allows you to quickly divide the costs with your group which makes it simpler to share expenses without any confusion.

Paytm's vision extends globally as the company explores opportunities to replicate its technology-led financial services model in international markets. 

Bernstein, Paytm leads the transition in India’s payments ecosystem from disruption to monetization. The company’s innovative strategies, including device-based monetization and its increasing focus on credit-driven payment solutions, position it well for sustainable profitability. With a clear roadmap to EBITDA breakeven by Q4 FY2025 and strong institutional backing, Paytm continues to strengthen its leadership in India’s rapidly evolving fintech landscape.

Bernstein concludes that Paytm is at the forefront of India’s transition from payment disruption to a monetisation-focused model. With its diversified revenue streams, operational efficiency, and forward-looking innovations, Paytm is shaping the future of Indian fintech. As Bernstein notes, Paytm is poised to maintain its leadership position and drive sustainable growth in one of the world’s most dynamic payments ecosystems.

The company also stated that the users can set up UPI International on the Paytm app, with a one-time activation linked to the user's bank account. When scanning a UPI-enabled QR code abroad, the app will prompt activation automatically for easy access.