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PMJDY scheme News

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The Jan Dhan Yojana, which was announced by Prime Minister Narendra Modi in his Independence Day address in 2014, was launched on August 28 in the same year. The scheme envisages universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension. At the same time overdraft (OD) limit too doubled to Rs 10,000 and the facility of OD up to Rs 2,000 without conditions was brought in.






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