Diabytes
Post Office savings account News
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An account is deemed silent or dormant when no deposits or withdrawals occur for three consecutive financial years.
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PO saving account customers, on the other hand, will be able to use the RTGS service starting May 31, 2022.
Customers can now effortlessly transfer funds from other bank accounts to POSB accounts in DoP-CBS.
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You can establish an RD with the Post Office Recurring Deposit Scheme by becoming the legal guardian of a young kid.
You have started an RD account in the name of the child at the post office, but you can close it if you need money before maturity.
If you withdraw money from an RD account before it matures, you will receive interest equal to the interest earned on the post office's savings account.
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In order to open a savings account at the nearest post office, one would require valid KYC documents along with an initial deposit of Rs 500.
The interest on the post office savings account is calculated on the minimum balance between the 10th of every month and the last day of the month.
If the balance comes down to zero, the post office savings account will get automatically closed.
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