PPF News

Aadhaar-based e-KYC authentication has been implemented throughout India Post for Recurring Deposit (RD) and Public Provident Fund (PPF) schemes. Now use it to open and manage accounts at post office.

The Ministry of Finance has maintained that General Provident Fund and other similar funds shall carry interest at the rate of 7.1 percent w.e.f. 1st July, 2025 to 30th September, 2025. This rate will be in force w.e.f. 1 July, 2025.

Check Rate Latest Rate Of Interest Of All 13 Small Savings Scheme applicable For July-September 2025  

The formula recommended by the Gopinath Committee might be behind the low interest rate of Public Provident Fund, media reports have suggested.

If a Public Provident Fund has been discontinued, it can easily be revived by the depositor before maturity of the account. Here is how.

PPF Account New Rules: The default tenure is 15 years, with the option to extend in blocks of five years. Investors can contribute between Rs 500 and Rs 1.5 lakh annually. 

The interest rates on popular small savings schemes such as Public Provident Fund (PPF) remain the same for April-June qtr as those in the previous quarter. 

PPF Current Interest Rate For 2024-25: PPF (Public Provident Fund) is a safe and reliable investment option, fully backed by the Government of India. It guarantees risk-free returns, making it ideal for conservative investors seeking a stable long-term savings tool. Let's have a quick look at the PPF investment range, tax benefits, partial withdrawal rules, and the current interest rate. 

Now, making changes to nominations in PPF, SCSS, NSC, and other small savings schemes is completely free. 

Public Provident Fund Update: If you are a PPF Subscriber, you must know about a few crucial dates and how it is going to impact your interest rates in a fiscal year.

Interest rates of these small savings scheme will remain unchanged for the first quarter of the next fiscal, beginning April 1, 2025, a notification issued by the finance ministry has said.

Small Savings Schemes Interest Rates:  The last revision in interest rates for post office savings schemes was made during the January-March quarter of FY 2023-24.

ITR Filing 2025: A bouquet of Post office small saving schemes allow individual tax filers to save Rs 1.5 on Income Tax under 80C. However, people should avail of it before March 31 of the financial year, in order to save taxes.

The Sukanya Samriddhi Yojana is a government initiative aimed at securing the future of young girls in India by fostering financial discipline among families and prioritizing education and empowerment.

Check Latest Rate Of Interest Of All 13 Small Savings Scheme applicable For January-March 2025 Quarter.

Government Small Saving Schemes: The central government has decided to maintain the interest rates on various small savings schemes for the January-March quarter of the financial year 2024-25 (Q4FY25). This means that investors can expect the current interest rates to remain unchanged for the final quarter of FY 2024-25. 

Interest rates on GPF are revised periodically according to the government’s issued notifications. 

From 1 October 2024, several rules related to taxation, savings, PPF, Aadhaar card, credit card are changing --here's all you want to know.

From 1 October 2024, several rules related to NSS, PPF and Sukanya Samriddhi Scheme are going to change. Here's all you need to know.  

From 1 October 2024 onwards, you will earn zero percent rate of interest if you don't meet the criteria mentioned in Department of Economic Affairs guidelines/circular.