Diabytes
Sukanya Samriddhi Yojana News
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Sukanya Samriddhi Yojana is a government-backed savings scheme aimed at securing the future of the girl child. For the April–June 2025 quarter, updates include details on deposit limits, withdrawal rules, premature closure options, and more. It remains a popular choice for long-term, tax-friendly investment.
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Small Savings Schemes Interest Rates: The last revision in interest rates for post office savings schemes was made during the January-March quarter of FY 2023-24.
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Government Small Saving Schemes: The central government has decided to maintain the interest rates on various small savings schemes for the January-March quarter of the financial year 2024-25 (Q4FY25). This means that investors can expect the current interest rates to remain unchanged for the final quarter of FY 2024-25.
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Sukanya Samriddhi Yojana is a government backed Small Savings Scheme that can be opened in the name of a girl child till she attains the age of 10 years.
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Sukanya Samriddhi Yojana Rules: Under the new rules, Sukanya Samriddhi Yojana accounts that were not opened by legal guardians or natural parents must now undergo a mandatory transfer of guardianship to comply with the scheme's original guidelines.
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Here's a step-by-step guide on how to deposit money into your Sukanya Samriddhi Yojana account online.
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If you are a subscriber of Public Provident Fund (PPF) and Sukanya Samriddhi Yojana, March 31 is an important date for your financial investments, know why.
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Investments in an SSY account for a financial year are capped at Rs 1.5 lakh, with the added benefit of claiming tax advantages under section 80C.
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Sukanya Samriddhi fetches a very lucrative rate of interest which makes it a very attractive investment scheme for your girl child.
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One of the better programmes, Sukanya Samriddhi Yojana (SSY), allows you to contribute as little as Rs 250 per month to the future financial security of your daughter.
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You can start the account by investing a mere Rs 250 annually under the scheme.
The parents and guardians can open the account of a minor girl which is under 10 years.
When your daughter turns 18-years-old, then she can withdraw the accrued amount.
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Sukanya Samriddhi Yojana Benefits: Account can be opened with a minimum of Rs 250 and Maximum Rs 1,50,000 in a financial year. Subsequent deposit in multiple of Rs 50. Deposits can be made in lump-sum No limit on number of deposits either in a month or in a Financial year.
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Sukanya Samriddhi account can be opened by the natural or legal guardian for a girl child of age below 10 years.
Account can be opened for three girl children if two of them are twins
SSY scheme offers an attractive interest rate of 7.6 per cent.
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Account can be opened with a minimum of Rs 250 and Maximum Rs 1,50,000 in a financial year. Subsequent deposit in multiple of Rs 50. Deposits can be made in lump-sum No limit on number of deposits either in a month or in a Financial year.
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The SSY interest rate for Q2FY23 is 7.6%, which is still significantly higher than the inflation rate on average.
After 21 years of lock-in, a person will be able to accumulate roughly Rs 64 lakh for their girl child if they invest Rs 12,500 per month.
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Interest rates on small savings programmes have been steady for nine straight months.
Small savings schemes will continue to receive the same interest rates from July to September this year.
Post office savings deposits will continue to pay 4% interest per year.
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