CIBIL Score News

This system could change the way personal loans and credit cards are approved by removing the need for traditional credit score checks.  

How long can you keep an unused credit card? Will it impact your credit score? Here's a detailed explanation on what happens if you stopped using your credit card, the impact an unused credit card has on your credit score and more.

The new score will track a person’s financial behaviour related to insurance which could affect their creditworthiness in the future. 

CIBIL Score Via PAN Card: If you apply for a second PAN card it will disrupt your credit history as all financial transactions are tied to your PAN.  

Low CIBIL Score In India: A CIBIL score (Credit Information Bureau (India) Limited score) is a three-digit number, ranging from 300 to 900, that represents an individual's creditworthiness. 

Discover how credit card usage impacts your CIBIL score in this user-friendly guide. Uncover the essentials of managing credit cards to maintain good CIBIL score range to make informed decisions.  

If you are planning to take a Personal Loan or a home loan, you must get your CIBIL score checked. CIBIL score principally highlights your financial picture and helps lending institutes to assess the capability of repayment.  

Having a high CIBIL score is critical to getting your desired credit at competitive rates, whether it is to buy consumer durables, finance weddings or travel, or bridge income gaps for other goals.

Banks provide personal loans to customers for various purposes. A personal loan is collateral or security free given to a customer for personal purpose. You can increase your chances of getting loans by these 9 steps.

On the Dhani app, a user needs PAN and address proof details to secure a loan.

India is now the 4th most-affected country by spam calls. Just one phone number made over 202 million spam calls in India, as per the Truecaller report. Roughly, 6.64 lakh calls were made every day by the spam number in India; 27,000 calls/hour. As per a 2017 survey, 6 out of 10 people in India received spam calls when they were busy.

Auto loans available at the lowest rates. Processing fee waived on auto loans. Loans up to 90 percent of the on road car price.

Few mindful financial steps can go a long way. Keep credit score in the green range for successful loan application. Here’s a five-point guide to maintaining a good credit score.

Step Up Credit Card is secured credit card. Backed by a FD Aimed for consumers, who are new to credit or have damaged credit.

Digital loan process. How to proceed for Digital loan? How to get Digital loan with safety?

Are you credit-vigilant? Checking your CIBIL score before applying for a loan is an important step. A good credit score is integral part of your financial health.

Personal loans are collateral-free offerings. Personal loans are one of the easiest options for purchasing small things like home or kitchen appliances, electronic accessories et al. Before applying for personal loans you must know some key things about CIBIL Score.

Apart from taking stock of family, personality, compatibility and pay packages, families are now also concerned about the CIBIL score of a prospective groom.

Depending upong the score, banks consider whether the person is loanworthy and the amount be approved.

With higher loan growth rate of 23 percent over almost the past five years and low delinquency rates of under 1 percent, the affordable housing segment offers strong growth opportunities for lenders, says a report.